Personal Insurance

Coverage for the home you live in, the cars in the driveway, and everything you have spent a lifetime building. Reviewed together, not sold piece by piece.

What we cover

Personal coverage,
shaped around your life.

Most households carry four or five policies that were never designed to work together. We look at them as one picture, so the gaps between them do not become your problem after a loss.

Auto

Liability, collision, and comprehensive across every vehicle in the household, with limits that actually match what you would owe.

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Home

Dwelling, contents, and personal liability, priced against what it would genuinely cost to rebuild rather than what you paid.

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Umbrella

Extra liability that sits above your home and auto limits, including the legal defence costs almost nobody budgets for.

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Condo

Cover for everything the building's master policy leaves to you, including interior finishes and loss assessment.

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Life

Term and permanent options sized around the people who depend on you, not around a round number that sounded right.

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Renters

Your belongings and your liability, wherever you are renting. Usually the cheapest policy anyone owns, and the most overlooked.

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Boat

Hull, liability, and towing for everything from a runabout to a cruiser, including where and when you are covered on the water.

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Motorcycle

Liability and physical damage built for riders, with options for custom parts, gear, and the months it sits in the garage.

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Flood

Standard home policies exclude flood entirely. In a coastal state, that is a gap worth closing whether or not you sit in a mapped zone.

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Do not see what you are looking for? We also place coverage for recreational vehicles, classic cars, valuables and collections, and rental properties.

How it works

In a world of unknowns, you should at least know you are covered.

No forms to guess your way through and no obligation at the end
of it. Most clients are through the whole process inside a week.

01

We learn

We ask questions and listen to your concerns and needs, before anyone talks about a policy or a price.

02

We Share

After hearing your concerns and needs, we bring back recommendations from the carriers that actually fit your situation.

03

We Implement

Once your questions are answered and you are comfortable, we put the plan into action and stay your point of contact.

Greenville, Rhode Island

A conversation costs nothing.
Being underinsured can cost everything.

528 Putnam Pike, Greenville, RI 02828. Open weekdays, 8:30am to 4:30pm.

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